Card Details
InstaPay RuPay Credit Card
AURUPAY
Card Issuer
AU Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Cashback
Card Access
Standard
Earn Points
1%
On eligible upi spends in selected mcc categories
1%
On grocery stores and supermarkets
1%
On restaurants and eating places
1%
On pharmacy stores
Benefits
Welcome Benefits
Virtual RuPay card that can be linked to UPI…
- Virtual RuPay card that can be linked to UPI applications
- Link the virtual RuPay card to UPI applications for domestic merchant QR payments
- 1% cashback on selected grocery, dining, pharmacy and departmental-store categories
- 1% cashback on selected eligible merchant categories
Fuel
1% fuel surcharge waiver on eligible fuel…
- 1% fuel surcharge waiver on eligible fuel transactions
- 1% fuel surcharge waiver on fuel transactions between INR 400 and INR 5,000
Things to Keep in Mind
Cashback applies only to selected MCC categories.
Minimum transaction amount for cashback is ₹200.
Cashback capped at ₹100 per statement cycle.
UPI transactions are for domestic merchants only.
UPI app mobile number must match number linked to RuPay credit card.
Separate UPI PIN is required; card PIN cannot be used for UPI authentication.
