Card Details

2559 9736 5266 2233

IRCTC SBI Card Premier

SBIVISA

Card Issuer

SBI Card

Joining Fee

₹1,499

Annual Fee

₹1,499

Reward Type

Reward Points

Card Access

Standard

Offers from SBI Card

See all

Earn Points

Up to 10%

Value back on irctc railway bookings (selected classes)

5%

Value back on irctc air ticket purchases

5%

Value back on irctc e-catering purchases

3 Rp / rs. 125

On dining spends

Benefits

Railway

Up to 10% value back as Reward Points on…

  • Up to 10% value back as Reward Points on AC1, AC2, AC3 and Chair Car tickets booked on irctc.co.in and the IRCTC app (10 Reward Points per ₹100 for travel dates 15 Jan–31 Mar and 15 Jul–15 Sep; 4 per ₹100 on other dates)
  • 1 Reward Point = ₹1 when redeemed against IRCTC train ticket fares
Welcome Benefits

1,500 Reward Points welcome benefit

  • Up to 7,500 bonus Reward Points through annual travel-spend milestones
  • 2,500 Reward Points on ₹50,000 annual travel spending and 5,000 Reward Points on ₹1 lakh annual travel spending

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: fuel

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Railway AC tickets on IRCTC

up to 10% RP on AC tickets

₹3,000

Dining & utility

3/125

₹0

All other retail (non-fuel)

1/125

₹0

Total Annual Return

₹36,000

10% Effective ROI

Things to Keep in Mind

IRCTC train-booking value back is described as up to 10% and applies to specified classes only.

Some reward language specifies bookings through the IRCTC website or Android app; eligibility through other channels is not confirmed.

Fuel transactions do not earn Reward Points.

Fuel surcharge waiver is limited to transactions between ₹500 and ₹4,000 and capped at ₹250 per month or statement cycle.