Card Details
IRCTC SBI Platinum Card
Card Issuer
SBI Card
Joining Fee
₹500
Annual Fee
₹500
Reward Type
Reward Points
Card Access
Standard
Offers from SBI Card
See allWatch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
Earn Points
10Pts
/₹100 On irctc ac1/ac2/ac3/executive/chair car
1Pts
/₹125 On non-fuel retail (incl. other irctc)
Benefits
10% value back on IRCTC AC ticket bookings
1% fuel surcharge waiver
4 railway lounge visits per year
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
Railway AC tickets on IRCTC
10% RP on AC tickets
₹3,000
All other retail (non-fuel)
1/125
₹0
Total Annual Return
₹36,000
10% Effective ROIThings to Keep in Mind
IRCTC booking reward rate applies only to AC1, AC2, AC3 and AC CC categories
Reward Points expire after 2 years
