Card Details
Card Issuer
Kotak
Joining Fee
Zero
Annual Fee
₹750
Reward Type
Cashback
Card Access
Standard
Tata CLiQ: Tata CLiQ Fashion & Luxury offer - 12.5% instant discount | Minimum transaction ₹3,000 | Maximum discount ₹1,000 on select Kotak Bank Credit Cards at Tata CLiQ Fashion & 12.5% instant discount | Minimum transaction ₹7,500 | Maximum discount ₹2,500 | Valid on select Kotak Bank Credit Cards at Tata CLiQ Luxury
Shopping Deals · till 30 Sep 2026
Yatra: Instant discount up to ₹7,000 on Kotak Credit Card EMI. Book Now.
Travel Deals · till 30 Sep 2026
River Cash: Instant discount up to ₹10,000 on Kotak Credit Card EMI. Shop Now.
Exclusive Discounts · till 30 Sep 2026
Hero Motorbikes: Instant discount up to ₹10,000 on Kotak Credit Card EMI. Shop now.
Electronics Deals · till 30 Sep 2026
Godrej: Instant Discount up to ₹2,000 on Kotak Credit Card EMI. Shop Now.
Electronics Deals · till 30 Sep 2026
5%
On online food deliveries, online groceries, online movie tickets and ott subscriptions
3%
On fuel spends
0.5%
On other eligible spends
3%
On fuel spends
5% cashback on key online categories like food,…
3% cashback on fuel plus 1% fuel surcharge waiver
Entry-level cashback card with 0.5% unlimited…
First year free is marked as a limited-time offer.
Joining-fee treatment depends on the application offer or channel; the official page currently advertises a limited-time first-year-free offer.
Cashback is not earned on rent, utilities, insurance, education, government payments, B2B transactions, wallet reloads, online skill-based gaming or EMI transactions.