Card Details
Kotak White Credit Card
Card Issuer
Kotak Mahindra Bank
Joining Fee
₹3,000
Annual Fee
₹3,000
Reward Type
Reward Points
Benefits
4 complimentary international lounge visits…
- 8 complimentary domestic lounge visits per year…
1% fuel surcharge waiver
- 1% fuel surcharge waiver (₹500–₹7,500; max ₹3,500/year)
₹1,500 reward value on ₹30,000 spend within 60…
₹2,000–₹8,000 at each of ₹2L / ₹4L / ₹6L / ₹9L…
Offers from Kotak Mahindra Bank
See allFirstcry: Get 5% upto ?500 Instant discount on Kotak Credit Cards
Shopping Deals · till 6 Nov 2026
Zepto: 10% instant discount up to ?125 on minimum transaction of ?999 using Kotak Credit Card.
Grocery & Essentials · till 9 Nov 2026
Reliance Digital: Up to ₹25000 instant discount with select Kotak Mahindra Bank Credit Cards and Credit Cards EMI transactions
Electronics Deals · till 11 Nov 2026
Tata CLiQ: Tata CLiQ Fashion & Luxury offer - 12.5% instant discount | Minimum transaction ₹3,000 | Maximum discount ₹1,000 on select Kotak Bank Credit Cards at Tata CLiQ Fashion & 12.5% instant discount | Minimum transaction ₹7,500 | Maximum discount ₹2,500 | Valid on select Kotak Bank Credit Cards at Tata CLiQ Luxury
Shopping Deals · till 30 Nov 2026
The Bombay Sweet Shop: Flat 30% off upto ₹15000 on any purchase on Kotak Solitaire Credit Card. Applicable on both online (www.bombaysweetshop.com, Swiggy, Zomato) and offline stores
Dining & Food Deals · till 30 Nov 2026
Things to Keep in Mind
Per-₹100 earn-rate grid is not explicitly published in the fetched product page text.
Fee amounts are not clearly visible in fetched product page text and require MITC/KFS document for exact values.
Customer can hold only one active White or White Reserve card; reward credit conditions apply if multiple active cards exist.
Guest and post-complimentary Priority Pass lounge visits are charged at $35 per guest per visit w.e.f. 01 Oct.
Domestic lounge access is limited to 2 visits per quarter.
International lounge access is limited to 4 complimentary visits annually; guest visits and visits after the complimentary quota are charged at US$35 per guest per visit from 1 October.
