Card Details
Monzy Score
5.5/ 10
Decent for lounge-hungry travellers.
Thin rewards outside its core category; high 3.5% forex markup.
Card Issuer
SBI Card
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Type
Miles
Card Access
Standard
Neelkanth: Up to ₹6500 Instant Discount
Exclusive Discounts · till 12 Sep 2026
Pai-International: Up to Rs 16000 Instant Discount at PAI International
Exclusive Discounts · till 13 Sep 2026
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Exclusive Discounts · till 13 Sep 2026
Myg: Up to Rs 16000 Instant Discount Offer – myG Mobiles
Electronics Deals · till 15 Sep 2026
Amazon: 10% Instant Discount at Amazon
Shopping Deals · till 18 Sep 2026
5
Krisflyer Miles per ₹200 on Partners
5
Krisflyer Miler per ₹200 on International Spends
2
Krisflyer Miles per ₹200 on All Other Eligible Spends
5 KrisFlyer Miles/₹200 on Singapore Airlines &…
4 International Lounge Visits/Year
₹2,999 joining and annual fee
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet
Estimated Returns
Singapore Airlines, Scoot, Pelago, Kris+ & KrisShop
5/200
₹375
Overseas / international spends
5/200
₹0
All other spends
2/200; revision 1-Aug-2026 re-verify
₹0
Total Annual Return
₹4,500
Community Feed
Jul 2025
“KrisFlyer SBI Credit Card Review”
by r/CreditCardsIndia, Jul 2025
“Which SBI Travel Credit Card is the Best Pick: IndiGo Elite,”
by r/CreditCardsIndia, Nov 2025
“Which approach should I take for funding Singapore”
by r/indianawardtravel, Feb 2026
“Which card to get from SBI - Tata New or Etihad or Krisflyer”
by r/CreditCardsIndia, Jul 2025
“Krisflyer SBI Card”
by r/CreditCardsIndia, Jul 2025
The KrisFlyer SBI Card charges ₹2,999 plus GST as a joining fee and the same ₹2,999 again at renewal. There is no spend based waiver on this card, so the ₹2,999 is a fixed yearly cost you pay regardless of how much you spend.
Welcome Gift of 3,000 KrisFlyer miles requires payment of annual fees and first transaction within 60 days of card issuance
Additional 3,000 KrisFlyer miles as Milestone Rewards require annual spends of Rs. 3 Lacs
No KrisFlyer Miles on fuel, rental, utility, government and wallet transactions