Card Details
KrisFlyer SBI Card Apex
Card Issuer
SBI Card
Joining Fee
₹9,999
Annual Fee
₹9,999
Reward Type
Miles
Card Access
Standard
Offers from SBI Card
See allWatch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
Earn Points
10 Miles/200
On singapore airlines group spends
8 Miles/200
On international spends
6 Miles/200
On other eligible spends
Benefits
10 KrisFlyer Miles per ₹200 on Singapore…
- 10 KrisFlyer miles per ₹200 on Singapore Airlines, Scoot, Pelago, Kris+ and KrisShop
- 8 KrisFlyer miles per ₹200 on international spends and 6 per ₹200 on other eligible spends
- Milestones: 10,000 bonus miles at ₹5 lakh annual spend and 3,000 more at ₹10 lakh; KrisFlyer Elite Gold tier on ₹7.5 lakh Singapore Airlines spend
2 domestic lounge visits per quarter
- Up to 8 domestic and 8 international complimentary lounge visits annually
- 2 complimentary domestic lounge visits per quarter and 8 complimentary international lounge visits per year
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet
Estimated Returns
Singapore Airlines, Scoot, Pelago, Kris+ & KrisShop
10/200
₹750
Overseas / international spends
8/200
₹0
All other spends
6/200; earn revision 1-Aug-2026 re-verify
₹0
Total Annual Return
₹9,000
2.5% Effective ROIThings to Keep in Mind
Rewards are only on eligible spends; some categories are excluded as per T&C.
Taxes are applicable over and above listed fees and charges.
International lounge benefit is capped at 2 visits per quarter within 8 per year.
The annual fee is Rs. 9,999 plus applicable taxes and no spend-based annual-fee waiver is listed.
The forex markup is 3.5%.
