Card Details
Kwik Axis Bank Credit Card
Monzy Score
5.5/ 10
Decent for diners and foodies.
Lifetime free, so no fee to earn back; high 3.5% forex markup.
Card Issuer
Axis Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
—
Card Access
Standard
Changes to this card
Offers from Axis Bank
See all8% instant discount up to ₹4,500* on Flipkart
Shopping Deals · till 12 Sep 2026
Up to 12% instant discount up to ₹5,000 on Paytm Flights
Travel Deals · till 15 Sep 2026
Up to 12% instant discount up to ₹5,000 on ixigo
Travel Deals · till 15 Sep 2026
Up to 12% instant discount up to ₹5,000 on Yatra
Travel Deals · till 15 Sep 2026
Get instant discount up to ₹15,000* at Apple authorised reseller stores
Electronics Deals · till 26 Sep 2026
Earn Points
3%
On Online Food Delivery
3%
On Movie Tickets
15%
Off at Diningdelights Partners
1%
Cashback on All Spends
Benefits
1% Fuel Surcharge Waiver ₹400–₹4,000
1% Cashback on All Spends
3% Cashback on Movie Tickets
Lifetime Free Card
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: wallet, rent, fuel, cash, insurance, education, jewellery, government, emi, utilities
Estimated Returns
All domestic & international spends
2 EDGE/200; UPI below 2000 earns nil
₹60
Total Annual Return
₹720
0.2% Effective ROIWhat Users Are Saying
Community Feed
Aug 2025
“Closed axis kwik credit card”
by r/CreditCardsIndia, Aug 2025
“Which one is better? Kiwi with Axis or YesBank for UPI”
by r/CreditCardsIndia, Jul 2025
“I was about to go for Axis Bank Fibe Credit Card, then”
by r/CreditCardsIndia, Jul 2025
“Why Kiwi Yes Bank CC is my preferred Rupay UPI credit”
by r/CreditCardsIndia, Jul 2025
“Axis Kiwi Credit Card Upgrade vs Yes Bank”
by r/CreditCardsIndia, Jul 2025
Frequently Asked Questions
The Kwik Axis Bank Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because Axis Bank prices some variants differently.
RECENT CHANGES
Terms were revised recently — verify current fee, reward and exclusion terms before you apply.
