Card Details
Kwik Axis Bank Credit Card
Card Issuer
Axis Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Offers from Axis Bank
See allGet 5% instant discount up to ₹15,000 on Tata Steel Aashiyaana
Exclusive Discounts · till 31 Oct 2026
10% instant discount up to ₹1,000 on Tira
Exclusive Discounts · till 31 Oct 2026
Instant discount up to ₹15,000 at Apple
Electronics Deals · till 10 Nov 2026
Up to 12% instant discount on flight bookings on Yatra
Travel Deals · till 30 Nov 2026
10% off up to ₹4,500 on Nothing
Electronics Deals · till 30 Nov 2026
Earn Points
2 Edge rp/₹200
On domestic & international spends
2 Edge rp/₹200
On credit card upi transactions of ₹2,000 or more
Benefits
Lifetime free card with no joining and annual fee
- RuPay credit card that can be linked to UPI apps
- Link the RuPay credit card to UPI apps including PhonePe, BHIM, Google Pay and Paytm
1% fuel surcharge waiver with a maximum waiver…
- 1% fuel surcharge waiver with a maximum waiver of ₹150 per month
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: wallet, rent, fuel, cash, insurance, education, jewellery, government, emi, utilities
Estimated Returns
All domestic & international spends
2 EDGE/200; UPI below 2000 earns nil
₹60
Total Annual Return
₹720
0.2% Effective ROIThings to Keep in Mind
Rewards earn 2 EDGE reward points for every ₹200 spent on domestic and international transactions; the page does not specify online versus offline rates, reward exclusions, points caps, points validity, or redemption value.
Fuel surcharge waiver applies only to fuel purchases between ₹400 and ₹4,000 and is capped at ₹150 per month.
The page does not state whether all UPI merchant categories or payment types qualify for rewards.
The Kwik card terms and conditions are scheduled to be updated with effect from 28 August 2026.
