Card Details
Monzy Score
8/ 10
Very good for online shoppers.
Strong ~6% back in its core category; thin rewards outside its core category; high 3.5% forex markup.
Card Issuer
SBI Card
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Type
Reward Points
Card Access
Standard
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 8 Sep 2026
Value Plus: Up to ₹ 10000 Instant Discount
Exclusive Discounts · till 9 Sep 2026
Mundada: Up to Rs 6,500 Instant Discount at Mundada Corporation.
Exclusive Discounts · till 9 Sep 2026
Neelkanth: Up to ₹6500 Instant Discount
Exclusive Discounts · till 12 Sep 2026
Pai-International: Up to Rs 16000 Instant Discount at PAI International
Exclusive Discounts · till 13 Sep 2026
25pts
/₹100 at Landmark Stores (Lifestyle, Home Centre, Max, Spar, Baby Shop, Easybuy)
10pts
/₹100 on Movies
2 RP/100
on other retail purchases (excluding Fuel, Rental, Govt, Gaming, Wallet, EMI)
25 RP/₹100 at Landmark partner brands
1% fuel surcharge waiver
10 RP/₹100 on dining, movies & international…
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
Landmark Group stores
6.25%; RP redeem only at Landmark
₹1,875
Dining, Movies & International
2.50%
₹0
All other spends
0.50%
₹0
Total Annual Return
₹22,500
Community Feed
Jul 2024
“Probably the Cheapest SBI Cards for Sales/Offers”
by r/CreditCardsIndia, Jul 2024
“Are any of these credit cards good”
by r/CreditCardsIndia, Jul 2025
“What's the best way to use reward points of SBI CC?”
by r/CreditCardsIndia, Jul 2024
“Unable to digest any sbi card”
by r/CreditCardsIndia, Jul 2025
“What is the cheapest SBI card to have, just for offers?”
by r/CreditCardsIndia, Jul 2024
The Landmark Rewards SBI Card PRIME charges ₹2,999 plus GST as a joining fee and the same ₹2,999 again at renewal. SBI Card waives the renewal fee if you spend ₹3L in the previous year, which is about ₹25,000 a month. If your card spend sits below that, treat ₹2,999 as a real yearly cost that your rewards have to clear first.
A redemption fee of ₹99 + taxes is applicable on each redemption.
Reward points are valid for 24 months from the date of accrual.