Question 1

What is the annual fee on the MakeMyTrip ICICI Bank Credit Card and how do you get it waived?

Accepted Answer

You pay ₹500 plus GST once as a joining fee, and there is no renewal fee after that. So the card costs you nothing to keep from year two onward, and the only real question is whether the rewards are still worth the swipe. Watch the caps and the excluded categories instead of the fee.

RECENT CHANGES

Terms were revised recently — verify current fee, reward and exclusion terms before you apply.

Question 2

How much cashback does the MakeMyTrip ICICI Bank Credit Card give?

Accepted Answer

You get 6% back on hotel bookings on MakeMyTrip. Other eligible spends earn 1%. On ₹10,000 of spend in the top category that is ₹600 back, so about ₹7,200 a year if you hit it every month. Rent, EMI, Cash Advances, Fees and Charges earn nothing at all.

Question 3

Does the MakeMyTrip ICICI Bank Credit Card give free airport lounge access?

Accepted Answer

The MakeMyTrip ICICI Bank Credit Card gives 1 complimentary domestic lounge visits a year. Access is not automatic any more, because you need ₹75,000 of spend in the previous quarter before the visits become available, which is ₹25,000 a month.

Question 4

What changed on the MakeMyTrip ICICI Bank Credit Card recently and is it still worth it in 2026?

Accepted Answer

Lounge ₹75k/quarter; spa removed; insurance/fuel caps; no rewards on rent/wallet. The changes are dated Nov 15, 2024. At ₹30,000 of yearly spend the card returns roughly ₹150 at its general rate of about 0.5%, against a ₹0 renewal fee. Keep it if you clear the ₹30,000 waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

Card Details

MakeMyTrip ICICI Bank Credit Card

Earn Points

Benefits

What Users Are Saying

Frequently Asked Questions

Things to Keep in Mind