Card Details
MakeMyTrip Platinum Credit Card
Card Issuer
ICICI Bank
Joining Fee
₹500
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Offers from ICICI Bank
See all10% off up to ₹11,250 on a minimum purchase of ₹2,490 on amazon
Shopping Deals · till 27 Oct 2026
12% off up to ₹2,000 on a minimum purchase of ₹5,000 on cleartrip
Travel Deals · till 27 Oct 2026
20% off up to ₹6,000 on a minimum purchase of ₹5,000 on cleartrip
Travel Deals · till 27 Oct 2026
10% off up to ₹7,000 on a minimum purchase of ₹15,000 on cleartrip
Travel Deals · till 27 Oct 2026
15% off up to ₹6,000 on a minimum purchase of ₹5,000 on cleartrip
Travel Deals · till 27 Oct 2026
Earn Points
3 Points/₹200
On hotel booking spend
2 Points/₹200
On flight booking spend
1 Point/₹200
On domestic spend
Benefits
Accelerated myCash earn on hotel and flight…
- 3 myCash per ₹200 on hotel bookings
- 2 myCash per ₹200 on flight bookings
- MakeMyTrip holiday voucher up to ₹3,000 + ₹500 myCash on joining
1 domestic airport lounge visit a quarter
- 1 domestic airport lounge access per quarter
- 4 railway lounge accesses per year
- 1 complimentary domestic airport lounge visit per quarter and 4 complimentary railway lounge visits annually
1% fuel surcharge waiver at eligible HPCL pumps
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, emi
Estimated Returns
Hotels & Holidays on MakeMyTrip
3/200
₹450
Flights on MakeMyTrip
2/200
₹0
International spends
1.25/200
₹0
All other (domestic non-MMT) spends
1/200
₹0
Total Annual Return
₹5,400
1.5% Effective ROIThings to Keep in Mind
Fuel surcharge waiver applies only at HPCL pumps on ICICI POS and only for ₹400–₹4,000 transactions.
Lounge access is capped (1 domestic airport visit per quarter and 4 railway lounge visits per year).
Reward rates are shown per ₹200 spend and vary by category (hotel/flight/domestic).
Official page asks users to refer MITC/T&Cs for detailed charges and conditions.
Card insights
What Users Are Saying
Alternatives
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Scapia Credit CardCashback anywhere
Cashback SBI CardFrequently Asked Questions
3 myCash per ₹200 on hotels, 2 on flights and 1 on other domestic spends, 1 domestic airport lounge visit a quarter after ₹75,000 spend, 4 railway lounge visits a year and a 1% HPCL fuel surcharge waiver.
MakeMyTrip Platinum in three lines
- You pay ₹500 + GST once, and there is no annual fee after that.
- It earns MakeMyTrip myCash: 3 per ₹200 on hotels, 2 per ₹200 on flights, 1 per ₹200 on other domestic spends.
- ICICI may have stopped issuing it in 2024 in favour of the newer MakeMyTrip ICICI Bank Credit Card. The product page still lists Platinum, so ask ICICI before you apply.
This is the older Platinum card. It is not the newer MakeMyTrip ICICI card, the MakeMyTrip ICICI Signature or the ICICI Platinum Chip, and their benefits do not apply here.
What myCash is really worth
Our records value 1 myCash at ₹1, but only at MakeMyTrip checkout. It cannot go to your bank account or any other programme. On that basis:
- Hotels: about 1.5% back.
- Flights: about 1%.
- Everything else: about 0.5%.
- Fuel, cash advances, service charges and interest earn nothing.
A year with ₹50,000 of MakeMyTrip hotel bookings and ₹1 lakh of other spending earns 750 + 500 = 1,250 myCash. That is worth ₹1,250 if you book on MakeMyTrip anyway, and close to nothing if you book on airline and hotel sites.
One holder on Reddit asked where their points went, because myCash shows up in the MakeMyTrip wallet, not as reward points on the ICICI statement. Link your MakeMyTrip account and check there.
The lounge visit now has a price
You get 1 domestic airport lounge visit a quarter, but only after you spend ₹75,000 on the card in the previous quarter. That is ₹3 lakh a year for four visits on a card that pays 0.5% on most spending. The 4 railway lounge visits a year have no spend condition in our record, so they are the easier perk to use.
Smaller things to know
- Our records show a 3.5% forex markup, so do not use it abroad.
- The fuel surcharge waiver is 1% at HPCL pumps on ICICI machines, for ₹400 to ₹4,000 fills.
- Users across the MakeMyTrip ICICI family say welcome vouchers and myCash can block a better promo code or bank offer at checkout. Price your booking both ways.
Who should keep it, and who should not
If you already hold MakeMyTrip Platinum, keep it. There is no annual fee, so it costs nothing to hold, and it still pays on MakeMyTrip hotel bookings. Some holders who want more ask ICICI for an upgrade rather than closing it, which also keeps their credit history intact.
If you are applying fresh, compare the newer MakeMyTrip ICICI card first. It charges a yearly fee, and users report a 0.99% forex markup on it. If you want rewards you can spend anywhere, a cashback card is the simpler choice.
Credit Card Information Compiled by: Abhijeet Kumar | Reviewed by: Anmol Ratan Sachdeva
