Card Details
MakeMyTrip Platinum Credit Card
This card is no longer accepting new applications.
Monzy Score
7/ 10
Good for frequent travellers.
Lifetime free, so no fee to earn back; high 3.5% forex markup.
Card Issuer
ICICI Bank
Joining Fee
₹500
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
3pts
/₹200 on Makemytrip Hotel/Holiday Bookings
2pts
/₹200 on Makemytrip Flight Bookings
1.25pts
/₹200 on International Spends (Excl. Mmt)
1pt
/₹200 on Domestic Spends (Excl. Mmt)
Benefits
3 myCash/₹200 on MMT hotel bookings
- Earn more myCash on MakeMyTrip
- 3 myCash/₹200 on MMT hotels
- 2 myCash/₹200 on MMT flights
- 1–1.25 myCash/₹200 on other spends
- Non-MMT spends earn lower myCash
- Lounge access for frequent travelers
- 1 airport lounge visit every quarter
- 1 railway lounge visit every quarter
- Airport lounge visit is spend linked
- Railway lounges limited to primary cardholder
1% fuel surcharge waiver at eligible HPCL…
₹500 joining fee and nil annual fee
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, emi
Estimated Returns
Hotels & Holidays on MakeMyTrip
3/200
₹450
Flights on MakeMyTrip
2/200
₹0
International spends
1.25/200
₹0
All other (domestic non-MMT) spends
1/200
₹0
Total Annual Return
₹5,400
1.5% Effective ROIWhat Users Are Saying
Community Feed
Jul 2025
“NEW MakeMyTrip ICICI Bank Credit Card”
by r/CreditCardsIndia, Jul 2025
“Thinking of Getting ICICI MMT Credit Card – Lounge Perks”
by r/CreditCardsIndia, Jul 2025
“is MMT icici worth it ?”
by r/CreditCardsIndia, Jul 2025
“MMT ICICI Card”
by r/CreditCardsIndia, Jul 2025
“Question on ICICI CC Upgrade”
by r/CreditCardsIndia, Jul 2025
Frequently Asked Questions
The MakeMyTrip Platinum Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because ICICI Bank prices some variants differently.
Things to Keep in Mind
My Cash is a promotional currency usable only on the MakeMyTrip platform and cannot be encashed.
Fuel surcharge waiver applies only at HPCL outlets when swiped on ICICI Bank EDC terminals.
Complimentary airport lounge visit each quarter requires ₹35,000 retail spend in that quarter.
