Card Details
Monzy Score
9/ 10
Excellent for online shoppers.
Strong ~9% back in its core category; low forex markup for overseas use.
Card Issuer
YES Bank
Joining Fee
₹9,999
Annual Fee
₹4,999
Reward Type
Reward Points
Card Access
Standard
36pts
/₹200 on Online Shopping
18pts
/₹200 on Offline Shopping
10pts/₹200
Recharge, utility and insurance spends
36 RP/₹200 on online shopping (~4.5%)
1% Forex Markup on International Transactions
BOGO on 3 movie tickets/month up to ₹800 each
40K RP welcome + 20K RP renewal bonus
NOTE: Enter your monthly spends to see
projected returns.
Estimated Returns
Online shopping
36/200 ~4.5% cap 100000pts=25000
₹1,350
Offline shopping
18/200
₹0
Select categories (utility, wallet, rent, insurance, fuel, govt)
10/200
₹0
Total Annual Return
₹16,200
Community Feed
Jul 2024
“What are your thoughts on Yes Bank Marquee Credit Card”
by r/CreditCardsIndia, Jul 2024
“How did you evget your hands on the Yes Bank Marquee”
by r/CreditCardsIndia, Jul 2025
“Yes Bank Marquee - Devaluation!”
by r/CreditCardsIndia, Jul 2025
“Just received my yes bank marquee”
by r/CreditCardsIndia, Jul 2025
“Yes bank closed my Marquee credit card without any reason”
by r/CreditCardsIndia, Oct 2025
The joining fee is ₹9,999 plus GST and the renewal fee is ₹4,999 plus GST. YES Bank waives the renewal fee if you spend ₹10L in the previous year, which is about ₹83,333 a month. If your card spend sits below that, treat ₹4,999 as a real yearly cost that your rewards have to clear first.
Domestic lounge access is available only after spending ₹1 lakh in the previous calendar quarter.
A 1% fee + GST is levied on utility transactions if cumulative spends exceed ₹15,000 in a month.