Card Details

8585 9641 3130 3396

MARQUEE Credit Card

YESVISA, MASTERCARD

Monzy Score

9/ 10

Excellent for online shoppers.

Strong ~9% back in its core category; low forex markup for overseas use.

Card Issuer

YES Bank

Joining Fee

₹9,999

Annual Fee

₹4,999

Reward Type

Reward Points

Card Access

Standard

Earn Points

36pts

/₹200 on Online Shopping

18pts

/₹200 on Offline Shopping

10pts/₹200

Recharge, utility and insurance spends

Benefits

Shopping

36 RP/₹200 on online shopping (~4.5%)

  • Up to 4.5% back on online shopping
  • 36 RP/₹200 on online spends
  • 18 RP/₹200 on offline spends
  • No reward points on fuel, rent, government, marketing/advertising, wallet withdrawals, or EMI conversions
Forex

1% Forex Markup on International Transactions

  • Extensive lounge coverage
  • 6 domestic lounge visits/quarter for cardholders
  • Unlimited international lounge visits plus 4 guest visits/year
  • Domestic lounge access needs ₹1 lakh spend in the previous quarter

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Online shopping

36/200 ~4.5% cap 100000pts=25000

₹1,350

Offline shopping

18/200

₹0

Select categories (utility, wallet, rent, insurance, fuel, govt)

10/200

₹0

Total Annual Return

₹16,200

4.5% Effective ROI

What Users Are Saying

Frequently Asked Questions

The joining fee is ₹9,999 plus GST and the renewal fee is ₹4,999 plus GST. YES Bank waives the renewal fee if you spend ₹10L in the previous year, which is about ₹83,333 a month. If your card spend sits below that, treat ₹4,999 as a real yearly cost that your rewards have to clear first.

Things to Keep in Mind

Domestic lounge access is available only after spending ₹1 lakh in the previous calendar quarter.

A 1% fee + GST is levied on utility transactions if cumulative spends exceed ₹15,000 in a month.