Question 1

What is the annual fee on the MARQUEE Credit Card and how do you get it waived?

Accepted Answer

The joining fee is ₹9,999 plus GST and the renewal fee is ₹4,999 plus GST. YES Bank waives the renewal fee if you spend ₹10L in the previous year, which is about ₹83,333 a month. If your card spend sits below that, treat ₹4,999 as a real yearly cost that your rewards have to clear first.

Question 2

What is the reward rate on the MARQUEE Credit Card?

Accepted Answer

You earn 36 points per ₹200 on Online Shopping (except on Select categories). Everything else earns 10 points per ₹200. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 1800 points, roughly ₹450, which is about 4.5% back. Rental, Wallet, Fuel, Government earn nothing at all.

Question 3

Does the MARQUEE Credit Card give free airport lounge access?

Accepted Answer

The MARQUEE Credit Card gives 24 complimentary domestic lounge visits a year, usually capped at 6 per quarter. Access is not automatic any more, because you need ₹1L of spend in the previous quarter before the visits become available, which is ₹33,333 a month.

Question 4

What changed on the MARQUEE Credit Card recently and is it still worth it in 2026?

Accepted Answer

Lounge now ₹1L/quarter spend; YES Rewardz redemption capped 3,00,000 pts/month; blanket exclusions. The changes are dated Dec 2024; Apr 2025. At ₹10L of yearly spend the card returns roughly ₹22,500 at its general rate of about 2.25%, against a ₹4,999 renewal fee. Keep it if you clear the ₹10L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

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MARQUEE Credit Card

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