Card Details

4295 9409 1273 3057

Mayura Metal Card

IDFCVISA, MASTERCARD, RUPAY

Card Issuer

IDFC FIRST Bank

Joining Fee

₹5,999

Annual Fee

₹5,999

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 23 Oct 2026

    Removed Mastercard-powered benefit note

Earn Points

30X bonus rp

On hotels via first rewards gallery

15X bonus rp

On flights via first rewards gallery

10 Rp/₹150 (10x)

On incremental spends above ₹20,000 per statement cycle and on birthdays

5 Rp/₹150 (5x)

On spends up to ₹20,000 per statement cycle

Benefits

Travel

0% forex markup

  • Travel perks with lounge access and protections
  • 0% forex markup on international spends
  • 4 domestic and 4 international airport lounge visits per quarter
  • Trip cancellation cover up to ₹50,000 twice a year
  • Lounge access activates only after ₹20,000 spend in the previous month
Shopping

Up to 40X reward points on travel bookings

  • Movie privileges
  • Buy-one-get-one movie tickets via District by Zomato
  • Maximum ₹500 discount on the second ticket twice monthly
  • Reward points never expire; worth up to ₹0.50 each via FIRST Rewards Gallery
  • Offer starts 1 July 2025

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: fuel, rent, wallet, emi, government, education, insurance

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

Dining, Travel & International (10X, no min from Jun2026)

10/150; forex now 5X

₹1,000

Incremental spends above 20000/cycle

10/150

₹0

Base / all other spends

1/150; redemption cap 1.5L pts/mo

₹0

Total Annual Return

₹12,006

3.34% Effective ROI

Things to Keep in Mind

The 10X reward points are applicable only on incremental spends above ₹20,000 in a statement cycle.

Joining fee of ₹5,999 + GST must be paid upfront and is non-refundable.

Lounge access requires ₹20,000+ monthly spend for next month activation.

Feature revisions noted effective 18 June 2026.