Card Details
MoneyBack+ Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹500
Annual Fee
₹500
Reward Type
Reward Points
Card Access
Standard
Earn Points
10X
On amazon, flipkart, swiggy, reliance smart superstore, bigbasket
2Rp/₹200
Points on other spends
10X
20 Cashpoints per ₹200 on bigbasket and reliance smart superstore
2 Rp
Per ₹200 on other eligible retail spending
Benefits
10X CashPoints on select merchants
- 10X CashPoints on Amazon and Flipkart
1% fuel surcharge waiver with capped benefit
- 10X CashPoints on BigBasket and Reliance Smart SuperStore
- 1% fuel surcharge waiver
Additional 10% discount on Swiggy Dineout
Things to Keep in Mind
10X CashPoints are only on selected merchants.
Fuel surcharge waiver applies only for transactions between ₹400 and ₹5,000 and is capped at ₹250 per statement cycle.
Swiggy Dineout 10% discount requires coupon code HDFCCARDS and applicable T&C.
Milestone voucher requires ₹50,000 spend per calendar quarter.
Card changes effective 15th May 2026 are notified on issuer page.
