Card Details
Paisabazaar PaisaSave RuPay Credit Card
Card Issuer
YES Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
12 Rp/₹200 (6%)
On dining (6% limit ₹3,000/month shared with travel; then 1%)
12 Rp/₹200 (6%)
On travel (shared ₹3,000 limit)
2 Rp/₹200 (1%)
On other spends
4 Pts
/₹200 On grocery spends
Benefits
6% Cashback Dining
1% Fuel Surcharge Waiver
4 Pts/₹200 Apparel & Dept Stores
6% Cashback Travel
4 Pts/₹200 on Utility Bills
4 Pts/₹200 Grocery Stores
6% Cashback Hotels
Lifetime free (RuPay virtual card)
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: rent, utilities, education, insurance, emi, wallet, cash, government, fuel, telecom, jewellery
Estimated Returns
Dining & Travel (select MCCs)
cap 3000 then 1%
₹1,800
All other spends incl UPI
1% UPI only above 2000
₹0
Total Annual Return
₹21,600
6% Effective ROI