Card Details
Paytm HDFC Bank Select Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Type
Cashback
Card Access
Standard
Earn Points
5%
On paytm (recharge + utility + travel + movies + mini app)
3%
On swiggy, ajio, bigbasket, uber
1%
On all other retail transactions
Benefits
5% CashPoints on Paytm spends with monthly cap
- Earns 5 CashPoints per ₹100 on eligible Paytm purchases
- 5% CashPoints on Paytm
8 domestic airport lounge visits per calendar year
- Eight complimentary domestic airport-lounge visits per calendar year
- Domestic lounge access
1% fuel surcharge waiver up to ₹500 per…
Up to 20% discount at partner restaurants…
Things to Keep in Mind
CashPoints earn rates are monthly-capped by category.
₹500 quarterly voucher milestone excludes EMI and rental spends.
Renewal waiver text includes non-EMI spend condition in one place.
Multiple benefits are marked with asterisk and subject to additional T&C/MITC.
The renewal-year fee is waived after ₹1,50,000 spend in a year or ₹1.5 lakh of non-EMI spends in a 12-month period.
