Card Details
Card Issuer
SBI Card
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 8 Sep 2026
Value Plus: Up to ₹ 10000 Instant Discount
Exclusive Discounts · till 9 Sep 2026
Mundada: Up to Rs 6,500 Instant Discount at Mundada Corporation.
Exclusive Discounts · till 9 Sep 2026
Neelkanth: Up to ₹6500 Instant Discount
Exclusive Discounts · till 12 Sep 2026
Pai-International: Up to Rs 16000 Instant Discount at PAI International
Exclusive Discounts · till 13 Sep 2026
3 pts/₹100
on PhonePe spends (recharges, utilities, bill payments, insurance, travel)
2 pts/₹100
on eligible online spends
1 pt/₹100
on all other spends
3 RP/₹100 on PhonePe spends
Annual fee waiver on ₹1 lakh spends
1% fuel surcharge waiver up to ₹100/month
Accelerated rewards apply only on eligible PhonePe and online categories as per SBI Card T&C.
No reward points on fuel, e-wallet, rent, school/education, jewellery, tolls/bridges, gifts/souvenir, government and online gaming spends