Question 1

What is the annual fee on the Pixel Go Credit Card and how do you get it waived?

Accepted Answer

You pay ₹500 plus GST once as a joining fee, and there is no renewal fee after that. So the card costs you nothing to keep from year two onward, and the only real question is whether the rewards are still worth the swipe. Watch the caps and the excluded categories instead of the fee.

Question 2

How much cashback does the Pixel Go Credit Card give?

Accepted Answer

You get 5% back on SmartBuy Platform, capped at ₹500 a month. Other eligible spends earn 1%. On ₹10,000 of spend in the top category that is ₹500 back, so about ₹6,000 a year if you hit it every month. Fuel, Wallet, Rent, Government earn nothing at all.

Question 3

Does the Pixel Go Credit Card give free airport lounge access?

Accepted Answer

The Pixel Go Credit Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. There is no prior spend requirement on paper, though HDFC Bank has been moving cards to spend linked access, so confirm before you rely on it at the airport.

Question 4

What changed on the Pixel Go Credit Card recently and is it still worth it in 2026?

Accepted Answer

No card specific cut has been announced, though HDFC Bank has been trimming rewards across its portfolio. At ₹1L of yearly spend the card returns roughly ₹1,000 at its general rate of about 1%, against a ₹0 renewal fee. Keep it if you clear the ₹1L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

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