Card Details

4303 6825 5470 7669

Pixel Go Credit Card

HDFCVISA, RUPAY

Card Issuer

HDFC Bank

Joining Fee

₹250

Annual Fee

₹250

Reward Type

Reward Points

Card Access

Standard

Changes to this card

  1. 10 Oct 2026

    Lifetime free offer now unconditional and new cashback rates added.

Offers from HDFC Bank

See all

Earn Points

5%

Cashpoints on smartbuy spends (flights, hotels, bus/rail, vouchers, igp, apple imagine, tresor)

1%

Cashpoints on upi payments with the rupay variant (₹500 monthly limit)

1%

Cashpoints on other eligible purchases (ex. fuel, wallet reloads, rent, govt. dues, emis, cash advances, fees)

Benefits

Shopping

5% SmartBuy cashback

  • Accelerated rewards on SmartBuy
  • 5% cashback on SmartBuy transactions
  • Capped at 500 Pixel CashPoints (₹500) per month
  • Cashback not awarded on fuel, wallet reloads, rent, government payments, EMI transactions, cash advances or card fees
Welcome Benefits

₹250 fee with achievable waivers

  • Low annual fee with spend waivers
  • ₹250 joining and renewal fee
  • Joining fee waiver on ₹10,000 spends in 90 days
  • Renewal fee waiver on ₹50,000 annual spends

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: fuel, rent, emi, wallet, government

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

SmartBuy spends

cap 500

₹500

UPI spends (RuPay)

cap 500

₹200

All other retail spends

unlimited 1%

₹0

Total Annual Return

₹8,400

2.33% Effective ROI

Things to Keep in Mind

SmartBuy cashback capped at 500 Pixel CashPoints (₹500) per month.

UPI cashback available only on the RuPay variant and capped at 500 Pixel CashPoints per month.

Cashback not earned on fuel, wallet reloads, rent, government payments, EMI transactions, cash advances or card fees.

Pixel CashPoints require a minimum of 500 points to redeem and expire in 2 years.

Rewards are given as CashPoints which you can redeem on PayzApp portal (f 1 CashPoint = ₹1 PayZapp Cash points)

This is a virtual card (no physical card delivered).