Question 1

What is the annual fee on the Pixel Play Credit Card and how do you get it waived?

Accepted Answer

The Pixel Play Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because HDFC Bank prices some variants differently.

Question 2

How much cashback does the Pixel Play Credit Card give?

Accepted Answer

You get 5% back on Choice of two packs, capped at ₹500 a month. Other eligible spends earn 1%. On ₹10,000 of spend in the top category that is ₹500 back, so about ₹6,000 a year if you hit it every month. Fuel, Wallet, Rent, Government earn nothing at all.

Question 3

Which spends do not earn rewards on the Pixel Play Credit Card?

Accepted Answer

Fuel, Wallet, Rent, Government, EMI, Cash Advance earn nothing on this card. Cashback is awarded as CashPoints, redeemable via PayZapp at a rate of 1 CashPoint = ₹1. Between them these cover a large part of a normal month, so work out your reward rate on eligible spend only, not on your total bill.

Question 4

What changed on the Pixel Play Credit Card recently and is it still worth it in 2026?

Accepted Answer

No card specific cut has been announced, though HDFC Bank has been trimming rewards across its portfolio. It costs nothing to hold, so keep it as a backup card and stop treating it as your main one if your top category no longer earns.

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Pixel Play Credit Card

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