What is the reward rate on the Privilege Easy Credit Card?

You earn 10 points per ₹200 on all other. Each point is worth about ₹0.2 when you redeem it well, so ₹10,000 of top category spend gives you 500 points, roughly ₹100, which is about 1% back.

Does the Privilege Easy Credit Card give free airport lounge access?

The Privilege Easy Credit Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. There is no prior spend requirement on paper, though Axis Bank has been moving cards to spend linked access, so confirm before you rely on it at the airport.

What changed on the Privilege Easy Credit Card recently and is it still worth it in 2026?

Axis portfolio-wide: reward-point forfeiture on closure (Oct 2025), MCC-name exclusion redefinition (Jun 2025), Apr 2026 portfolio devaluation. The changes are dated Oct 1, 2025; Apr 2, 2026. At ₹5L of yearly spend the card returns roughly ₹5,000 at its general rate of about 1%, against a ₹1,500 renewal fee. Keep it if you clear the ₹5L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

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Card Details

4719 3150 6866 8447

Privilege Easy Credit Card

AXISVISA

Monzy Score

6.5/ 10

Good for lounge-hungry travellers.

~2.0% back on top spends; high 3.5% forex markup.

Card Issuer

Axis Bank

Joining Fee

₹1,500

Annual Fee

₹1,500

Reward Type

—

Card Access

Standard

Changes to this card

27 Aug 2026
Official product page updated.

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Electronics Deals · till 26 Sep 2026

Earn Points

10pts

/₹200 on All Spends

20%

Off on 4,000+ Diningdelights Partners

Fuel Surcharge Waiver

10%

Off on Swiggy as Wednesday Delights

Benefits

Lounges

8 Domestic Lounge Visits/Year

2 Complimentary Lounge Visits/Quarter

Entertainment

Buy-one-get-one Movie Tickets via District App

Reward Calculator

NOTE: Enter your monthly spends to see
projected returns.

Excluded: insurance, rent, fuel, education, utilities, government

Total Monthly Spend

Min: ₹5,000Max: ₹2,00,000

Estimated Returns

All domestic & international spends

10 EDGE/200 ~1%

₹300

Total Annual Return

₹3,600

1% Effective ROI

What Users Are Saying

Community Feed

Jul 2025

Privilege Easy Credit Card

Changes to this card

Offers from Axis Bank

Earn Points

Benefits

Reward Calculator

What Users Are Saying

Frequently Asked Questions

Privilege Easy Credit Card

Changes to this card

Offers from Axis Bank

Earn Points

Benefits

Reward Calculator

What Users Are Saying

Frequently Asked Questions

Privilege Easy Credit Card

Changes to this card

Offers from Axis Bank

Earn Points

Benefits

Reward Calculator

What Users Are Saying

Frequently Asked Questions