Question 1

What is the annual fee on the RBL Bank BankBazaar SaveMax Credit Card and how do you get it waived?

Accepted Answer

The RBL Bank BankBazaar SaveMax Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because RBL Bank prices some variants differently.

RECENT CHANGES

Terms were revised recently — verify current fee, reward and exclusion terms before you apply.

Question 2

How much cashback does the RBL Bank BankBazaar SaveMax Credit Card give?

Accepted Answer

You get 10% back on Zomato, capped at ₹100 a month. Other eligible spends earn 1%. On ₹10,000 of spend in the top category that is ₹100 back, so about ₹1,200 a year if you hit it every month. Fuel, Wallet Load, Rental, Insurance earn nothing at all.

Question 3

Which spends do not earn rewards on the RBL Bank BankBazaar SaveMax Credit Card?

Accepted Answer

Fuel, Wallet Load, Rental, Insurance, Utilities, Education earn nothing on this card. Reward Points are not accrued on transactions made for Fuel, Wallet Load/Top-up, Rental, Insurance, Utilities, Education and Government Services. Between them these cover a large part of a normal month, so work out your reward rate on eligible spend only, not on your total bill.

Question 4

What changed on the RBL Bank BankBazaar SaveMax Credit Card recently and is it still worth it in 2026?

Accepted Answer

Same MCC-exclusion expansion; accelerated grocery points capped 1,000/month. The changes are dated Oct 15, 2024. It costs nothing to hold, so keep it as a backup card and stop treating it as your main one if your top category no longer earns.

Card Details

RBL Bank BankBazaar SaveMax Credit Card

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