Card Details
RBL Bank PaisaBazaar Duet Credit Card
Monzy Score
6/ 10
Decent for online shoppers.
Lifetime free, so no fee to earn back; high 3.5% forex markup.
Card Issuer
RBL Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Cashback
Card Access
Standard
Earn Points
1%
Cashback on eligible purchases of ₹100+ (₹500 monthly cap)
1%
On Eligible Entertainment Transactions
1%
On Grocery Spends
1%
Cashback Across Retail & Online Stores (₹500/Mo Limit)
Benefits
Flat 1% cashback on all eligible purchases
- Simple flat cashback
- 1% cashback on every eligible purchase
- Cashback capped at ₹500 per calendar month
- Fuel, utilities, insurance, government, wallets, EMI conversions and other excluded MCCs do not earn cashback
Lifetime free with no joining or annual fee
- No joining or annual fee
- Annual fee (Duet): Nil
- Marketed as a lifetime-free cashback card
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, utilities, insurance, cash, railways, rent, education, wallet, government, emi
Estimated Returns
All retail & online transactions
1% cap 500/mo
₹300
Total Annual Return
₹3,600
1% Effective ROIWhat Users Are Saying
Community Feed
Jul 2024
“Beware of paisabazaar rbl duet credit card (almost got”
by r/IndiaInvestments, Jul 2024
“Approved Paisabazaar DUET Credit Card (RBL Bank)”
by r/CreditCardsIndia, Jul 2024
“RBL Paisabazaar Duet Card – Got CIBIL hit without consent”
by r/CreditCardsIndia, Jul 2025
“got RBL Bank PaisaBazaar Duet Credit Card should I”
by r/CreditCardsIndia, Jul 2025
“Got a call about pre-approved Paisabazaar Duet Credit”
by r/CreditCardsIndia, Jul 2024
Frequently Asked Questions
The RBL Bank PaisaBazaar Duet Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because RBL Bank prices some variants differently.
RECENT CHANGES
Terms were revised recently — verify current fee, reward and exclusion terms before you apply.
Things to Keep in Mind
Cashback capped at ₹500 per calendar month (≈₹6,000 yearly).
Fuel, utilities, insurance, railways, government services, wallets, EMI conversions and other listed MCCs do not earn cashback.
Minimum eligible transaction amount is ₹100.
