Question 1

What is the annual fee on the RBL Bank PaisaBazaar Duet Credit Card and how do you get it waived?

Accepted Answer

The RBL Bank PaisaBazaar Duet Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because RBL Bank prices some variants differently.

RECENT CHANGES

Terms were revised recently — verify current fee, reward and exclusion terms before you apply.

Question 2

How much cashback does the RBL Bank PaisaBazaar Duet Credit Card give?

Accepted Answer

You get 1% back on Retail Outlets and Online transactions, capped at ₹500 a month. On ₹10,000 of spend in the top category that is ₹100 back, so about ₹1,200 a year if you hit it every month. Wallet loading, EMI transactions, Fuel purchase, Rent payment earn nothing at all.

Question 3

Which spends do not earn rewards on the RBL Bank PaisaBazaar Duet Credit Card?

Accepted Answer

Wallet loading, EMI transactions, Fuel purchase, Rent payment earn nothing on this card. Cashback is capped at INR 500 per calendar month. Between them these cover a large part of a normal month, so work out your reward rate on eligible spend only, not on your total bill.

Question 4

What changed on the RBL Bank PaisaBazaar Duet Credit Card recently and is it still worth it in 2026?

Accepted Answer

Cashback capped ₹500/month with long MCC exclusion list. The changes are dated Oct 15, 2024. It costs nothing to hold, so keep it as a backup card and stop treating it as your main one if your top category no longer earns.

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RBL Bank PaisaBazaar Duet Credit Card

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