Blockbuster Credit Card

₹20,000 a month, not ₹5,000

The number that decides the RBL Blockbuster Credit Card is ₹20,000. That is how much eligible spending you need in one billing month to get its 2 free BookMyShow tickets. Many reviews, and a lot of Reddit chatter, quote ₹5,000. That figure belongs to RBL's cheaper Popcorn and Play cards, not Blockbuster.

So Blockbuster is not a "₹5,000 and go to the movies" card. At ₹3,000 + GST (about ₹3,540 a year), it is a reward-points card with a movie layer, a weekend dining boost and four lounge visits. A September 2026 Reddit thread from a Play holder offered an upgrade asks exactly this question: is Blockbuster actually good for rewards?

Three movie benefits, three rulebooks

• Welcome: ₹1,000 off on BookMyShow or 4 tickets, whichever is lower, used across 2 transactions of up to ₹500 each with at most 2 tickets per transaction. You also get 8,000 points. Both need your first transaction within 30 days and the joining fee paid by the first statement due date.
• Monthly: 2 free tickets for movies or events once you spend ₹20,000 in a billing month. The product page does not state a per-ticket cap, so check before booking premium seats.
• 10% off: up to ₹100 off a booking, 15 times a year. That is ₹1,500 a year at most.

BookMyShow's convenience fees are not covered by any of them.

What the points add up to

Blockbuster earns 2 points per ₹100 on eligible spends and 20 points per ₹100 on weekend dining, capped at 2,000 accelerated points per billing cycle (about ₹10,000 of weekend dining). On top of that there are two annual milestones: 10,000 points at ₹3.5 lakh and 15,000 more at ₹5 lakh.

Here is the catch with the ticket bar. ₹20,000 a month for twelve months is ₹2.4 lakh, which does not reach even the first milestone. Push it to ₹5 lakh a year and you earn 10,000 base points plus 25,000 milestone points: 35,000 points before any dining boost.

What those points are worth, RBL does not say on the product page. Check the catalogue in the RBL MyBank app, and redeem in one go, because RBL charges ₹99 + GST for each day you redeem.

Spends that earn nothing

This is the complaint that shows up most across RBL's BookMyShow cards. Fuel and auto, utilities, insurance, rent, education, wallets, government services, railways, Bills2Pay, cash and EMI earn no points and do not count towards the ticket bar or the milestones. If you hit ₹20,000 partly through bills, you will miss the tickets. Fuel gets only a 1% surcharge waiver on ₹500 to ₹4,000 transactions, up to ₹150 a month.

Lounge access is 4 domestic visits a year, limited to 1 a quarter, so you cannot use them all on one trip.

Final word on Blockbuster

Apply if you already spend ₹20,000 or more a month on shopping, dining and other eligible categories, eat out on weekends, and fly domestic about once a quarter. At that level, the tickets, dining points and lounges can cover the fee.

Do not apply if your card spend is closer to ₹5,000 to ₹10,000 a month. You would mostly be paying ₹3,540 for a welcome bonus and a 10% coupon, and Popcorn or Play does the monthly-ticket job for a fraction of the fee. Regular PVR or INOX visitors are better served by a cinema co-brand.

Credit Card Information Compiled by: Abhijeet Kumar | Reviewed by: Anmol Ratan Sachdeva