Card Details

4981 8908 8699 1549

Regalia Gold

HDFCVISA AND MASTERCARD

Card Issuer

HDFC Bank

Joining Fee

₹2,500

Annual Fee

₹2,500

Reward Type

Reward Points

Card Access

Standard

Offers from HDFC Bank

See all

Earn Points

5 Rp/₹200

On retail spends (max 50,000 rp per statement cycle; grocery & insurance max 2,000 rp/month each)

5X

On myntra, nykaa, reliance digital & marks & spencer (bonus max 5,000 rp/month)

10X

On smartbuy hotel and flight bookings

Benefits

Travel

Up to 10X rewards on SmartBuy travel bookings

  • Up to 10X rewards on hotel and flight bookings via SmartBuy
  • Boarding Edge: complimentary spa, buffet, hotel room upgrade or airport transfer (any 2 a quarter) on uploading your boarding pass on SmartBuy
Shopping

5X rewards on select shopping brands

  • 5X reward points on selected shopping partners
  • 5X Reward Points on select brands including Myntra, Nykaa, Reliance Digital and more

Things to Keep in Mind

Reward Points earning is capped at 50,000 points per statement cycle.

Domestic lounge access is conditional on ₹60,000 spend in the preceding calendar quarter.

SmartBuy and accelerated-partner reward caps apply.

Boarding Edge benefits are capped at any 2 per calendar quarter.

Renewal fee waiver requires annual spend of ₹4 lakh.