Card Details
Rewards Credit Card
STANDARDMASTERCARD
Card Issuer
Standard Chartered Bank
Joining Fee
Zero
Annual Fee
₹1,000
Reward Type
Reward Points
Card Access
Standard
Changes to this card
Earn Points
4 RP/₹150
on all retail spends (excluding Government, Insurance, Fuel)
1 RP/₹150
All other spends.
Benefits
Shopping
4 RP/₹150 on retail spends plus monthly bonus
- Stackable retail rewards
- 4 RP/₹150 on eligible retail spends
- Extra 4 RP/₹150 once monthly spends cross ₹20,000
- 1 RP/₹150 on Government and Insurance categories
- Fuel transactions do not earn reward points
- Bonus rewards excluded on Government and Insurance spends
Travel
1 domestic lounge visit per quarter
- Quarterly lounge comfort
- 1 visit per calendar quarter
- Total of 4 complimentary domestic visits a year
- Access limited to domestic lounges only
Fuel
1% fuel surcharge waiver up to ₹400 per month
Protection
No joining fee
Things to Keep in Mind
Bonus rewards apply only when monthly retail spends exceed ₹20,000 and exclude Government, Insurance and Fuel categories.
Bonus reward points are capped at 2,000 per statement cycle.
Fuel transactions do not earn reward points even though a surcharge waiver is offered.
Rental payments (MCC 6513) attract 1% + taxes processing fee.
