Card Details
Rupay Select Secured Credit Card
Card Issuer
Canara Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
—
Card Access
Standard
Earn Points
5%
On Restaurants
5%
On Utility Bill Payments (max ₹50/Mo)
2pts
/₹100 on All Other Spends
Benefits
2 Intl Lounge Visits/Year
- 2 Domestic Lounge Visits/Year
₹500 Croma Gift Voucher
Accidental Death & Disability Cover
24X7 Concierge Travel & Dining Assist
1% Fuel Surcharge Waiver ₹400-₹4000
Link With Upi Apps
What Users Are Saying
Community Feed
Jul 2025
“Secured Rupay CC !!”
by r/CreditCardsIndia, Jul 2025
“Best Canara Bank credit card for my mom (high CIBIL but”
by r/CreditCardsIndia, Mar 2026
“Canara Bank RuPay Select Card showing 1 lounge visit”
by r/IndianAirportLounge, Jun 2026
“FD-Backed / Secured Credit Card Recommendation”
by r/CreditCardsIndia, Apr 2026
“Need Suggestions for Secured Rupay Credit Cards to be”
by r/CreditCardsIndia, Jul 2025
Frequently Asked Questions
The Rupay Select Secured Credit Card is a lifetime free card, so there is no joining fee and no renewal fee to recover. Everything you earn on it is net gain, which also means the only thing worth watching is the reward caps and the excluded categories. Check that the card still has no fee on your welcome letter, because Canara Bank prices some variants differently.
