Card Details
SBI Card ELITE Advantage
Card Issuer
SBI Card
Joining Fee
₹4,999
Annual Fee
₹4,999
Reward Type
Reward Points
Card Access
Standard
Offers from SBI Card
See allWatch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
Earn Points
5X rp
Dining, departmental store & grocery spends
2 Rp/₹100
All other retail spends (except fuel)
Benefits
5X reward points on dining, departmental and…
- Accelerated lifestyle rewards with rich milestones
- 5X Reward Points on dining, departmental stores and grocery spends
- Bonus 10k Reward Points at ₹3L & ₹4L spends, 15k at ₹5L & ₹8L spends
- Fuel transactions do not earn Reward Points
Priority Pass with 6 international visits plus…
- Robust lounge coverage in India and abroad
- Priority Pass membership with six complimentary international lounge visits yearly
- Two complimentary domestic airport lounge visits every quarter
- Usage beyond complimentary quota billed at $27 + taxes per visit
₹6,000 worth of complimentary movie tickets yearly
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet
Estimated Returns
dining, departmental stores & grocery
5X points (10 RP/100). Combined monthly cap 10,000 RP (=2500) across these three.
₹750
international transactions
2 RP/100 intl. Forex 1.99%.
₹0
all other spends
2 RP/100 (0.5%).
₹0
Total Annual Return
₹9,000
2.5% Effective ROIThings to Keep in Mind
Fuel transactions do not earn Reward Points.
Priority Pass visits beyond the complimentary quota are charged at $27 + applicable taxes.
Complimentary movie ticket offer is valid only on the primary card.
