Card Details
SBI Card Unnati
Card Issuer
SBI Card
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Offers from SBI Card
See allWatch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
Earn Points
1 Rp/₹100
On eligible spends
Benefits
Secured card against ₹25,000 FD
- No annual fee for first 4 years
1% fuel surcharge waiver
₹499 annual fee from 5th year
Things to Keep in Mind
Cash Advance, Balance Transfer, Flexipay and Fuel transactions are not included in Reward Points Program.
Fuel surcharge waiver is applicable on transactions between Rs. 500 and Rs. 3,000, capped at Rs. 100 per statement cycle.
