Card Details
SBI Card Unnati
Card Issuer
SBI Card
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Offers from SBI Card
See allNeelkanth: Up to ₹6500 Instant Discount
Exclusive Discounts · till 12 Sep 2026
Pai-International: Up to Rs 16000 Instant Discount at PAI International
Exclusive Discounts · till 13 Sep 2026
Pittappillil: Up to Rs 10000 Instant Discount at Pittappilill Agencies
Exclusive Discounts · till 13 Sep 2026
Myg: Up to Rs 16000 Instant Discount Offer – myG Mobiles
Electronics Deals · till 15 Sep 2026
Amazon: 10% Instant Discount at Amazon
Shopping Deals · till 18 Sep 2026
Earn Points
1 RP/₹100
on eligible spends
1%
Fuel surcharge waiver (₹500-₹3,000 transactions)
Benefits
Secured card against ₹25,000 FD
- No annual fee for first 4 years
1% fuel surcharge waiver
₹499 annual fee from 5th year
Things to Keep in Mind
Cash Advance, Balance Transfer, Flexipay and Fuel transactions are not included in Reward Points Program.
Fuel surcharge waiver is applicable on transactions between Rs. 500 and Rs. 3,000, capped at Rs. 100 per statement cycle.
