Card Details
SBI Card Unnati
Card Issuer
SBI Card
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Earn Points
1 Rp/₹100
On eligible spends
Benefits
Secured card against ₹25,000 FD
- No annual fee for first 4 years
1% fuel surcharge waiver
₹499 annual fee from 5th year
Offers from SBI Card
See allMpj: Up to Rs 5000 Extra Cashback
Exclusive Discounts · till 6 Nov 2026
Kesavji: Up to Rs 5000 Instant Discount
Exclusive Discounts · till 6 Nov 2026
Palmonas: Up to Rs. 3,000 Extra Cashback.
Exclusive Discounts · till 6 Nov 2026
Value Plus: Up to ₹ 20000 Instant Discount
Exclusive Discounts · till 6 Nov 2026
Verma Jewellers: Up to ₹5000 Cashback Offer
Exclusive Discounts · till 7 Nov 2026
Things to Keep in Mind
Cash Advance, Balance Transfer, Flexipay and Fuel transactions are not included in Reward Points Program.
Fuel surcharge waiver is applicable on transactions between Rs. 500 and Rs. 3,000, capped at Rs. 100 per statement cycle.
