Card Details
Scapia Credit Card
Card Issuer
Federal Bank
Joining Fee
Zero
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
Earn Points
20% Scapia Coins
on Travel bookings via Scapia app
10% Scapia Coins
on Eligible online/offline spends on the Visa card
5% Scapia Coins
on eligible RuPay/UPI spends of ₹500+
Benefits
20% Scapia Coins on Scapia app travel
- High rewards on in-app travel bookings
- Earn 20% Scapia Coins on Scapia travel bookings
- Coins redeem at 5 coins = ₹1 with no redemption cap and 36-month validity
- Bookings must be made through the Scapia app
Unlimited domestic lounges after ₹20k spend
- Spend-linked unlimited lounge program
- Eligibility unlocks 3–5 working days after billing once ₹20,000 spend is met
- Up to ₹2,000 back on shopping/dining at international terminals after ₹50,000 international flight booking via Scapia
- Access requires QR code generation on the Scapia app with location sharing
Zero forex markup on international transactions
10% Visa rewards and 5% RuPay rewards on…
Things to Keep in Mind
No Scapia Coins on categories like fuel, rent, utilities, insurance, wallet reloads, education, government services, business services, EMI or international transactions.
RuPay 5% reward applies to eligible spends of ₹500 or more.
Unlimited domestic lounge and related airport privileges require ₹20,000 spend in the preceding month.
