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Card Details

9862 5357 3619 4511

Smart Credit Card

STANDARDVISA

Card Issuer

Standard Chartered Bank

Joining Fee

₹499

Annual Fee

₹499

Reward Type

Cashback

Card Access

Standard

Changes to this card

  1. 30 Aug 2026

    Official product page updated.

Earn Points

2%

Cashback on online spends (₹1,000 monthly cap)

1%

Cashback on other spends (₹500 monthly cap)

Benefits

Shopping

2% cashback on online spends

  • Flat cashback on online and offline spends
  • 2% cashback on online spends up to ₹1,000 per month
  • 1% cashback on other spends up to ₹500 per month
  • Fuel transactions are excluded from cashback
Welcome Benefits

Extended interest-free period for first 90 days

  • Low annual fee with spend-based waiver
  • Joining and renewal fee ₹499 + taxes
  • Fee waived on ₹1.2 lakh annual spends
  • Taxes apply

Things to Keep in Mind

Get cashback up to INR 18,000 annually

Fuel transactions are not eligible for cashback

Monthly cashback caps apply