Question 1

What is the annual fee on the SpiceJet Axis Bank Voyage Black Credit Card and how do you get it waived?

Accepted Answer

The SpiceJet Axis Bank Voyage Black Credit Card charges ₹2,000 plus GST as a joining fee and the same ₹2,000 again at renewal. The first year fee is currently being waived on new approvals. There is no spend based waiver on this card, so the ₹2,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 2

What is the reward rate on the SpiceJet Axis Bank Voyage Black Credit Card?

Accepted Answer

You earn 16 points per ₹200 on SpiceJet mobile application & website. Everything else earns 6 points per ₹200. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 800 points, roughly ₹200, which is about 2% back. The accelerated rate stops after ₹1,00,000 of spend in a month. Fuel Spends, EMI transactions, Purchases converted to EMI post facto, Wallet loading transactions earn nothing at all.

Question 3

Does the SpiceJet Axis Bank Voyage Black Credit Card give free airport lounge access?

Accepted Answer

The SpiceJet Axis Bank Voyage Black Credit Card charges ₹2,000 plus GST as a joining fee and the same ₹2,000 again at renewal. The first year fee is currently being waived on new approvals. There is no spend based waiver on this card, so the ₹2,000 is a fixed yearly cost you pay regardless of how much you spend.

Question 4

What changed on the SpiceJet Axis Bank Voyage Black Credit Card recently and is it still worth it in 2026?

Accepted Answer

Same T&C update and spend-based lounge; underlying airline risk. The changes are dated Jun 20, 2025. At ₹3L of yearly spend the card returns roughly ₹3,000 at its general rate of about 1%, against a ₹2,000 renewal fee. That clears the fee, but not by much, so it is worth keeping only while your spending stays in the accelerated category.

Card Details

SpiceJet Axis Bank Voyage Black Credit Card

Earn Points

Benefits

What Users Are Saying

Frequently Asked Questions

Things to Keep in Mind