Card Details
Monzy Score
6.5/ 10
Good for lounge-hungry travellers.
~2.4% back on top spends; thin rewards outside its core category; high 3.5% forex markup.
Card Issuer
Axis Bank
Joining Fee
₹750
Annual Fee
Zero
Reward Type
Reward Points
Card Access
Standard
8% instant discount up to ₹4,500* on Flipkart
Shopping Deals · till 12 Sep 2026
Get instant discount up to ₹15,000* at Apple authorised reseller stores
Electronics Deals · till 26 Sep 2026
Instant discount up to ₹15,000 at Apple
Electronics Deals · till 30 Sep 2026
Flat 25% discount up to ₹7,500 on Yatra
Travel Deals · till 30 Sep 2026
Earn up to 20%* rewards on your international spends on Visa
Bonus & Reward Offers · till 30 Sep 2026
18pts
/₹200 on Spicejet Flights (via Spicejet App)
6pts
/₹200 on Online Food Ordering
3pts
/₹200 on All Other Spends
18pts/₹200 on SpiceJet app/website
4 domestic lounge visits/year
1% fuel surcharge waiver, up to ₹400/month
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet, government, emi
Estimated Returns
SpiceJet app & website bookings
incl SpiceClub Silver
₹1,350
Online food, bills & entertainment
6/200
₹0
All other spends
3/200
₹0
Total Annual Return
₹16,200
The SpiceJet Axis Bank Voyage Credit Card charges ₹750 plus GST as a joining fee and the same ₹750 again at renewal. There is no spend based waiver on this card, so the ₹750 is a fixed yearly cost you pay regardless of how much you spend.
SpiceJet app & website points apply to bookings done via SpiceJet mobile app/website only
Online category benefits apply to online transactions on select merchant category codes
Total points include points credited by Axis Bank and by SpiceClub as membership benefits
Rest all spends are considered on wallet & EMI transactions