Question 1

What is the annual fee on the SpiceJet Axis Bank Voyage Credit Card and how do you get it waived?

Accepted Answer

The SpiceJet Axis Bank Voyage Credit Card charges ₹750 plus GST as a joining fee and the same ₹750 again at renewal. There is no spend based waiver on this card, so the ₹750 is a fixed yearly cost you pay regardless of how much you spend.

Question 2

What is the reward rate on the SpiceJet Axis Bank Voyage Credit Card?

Accepted Answer

You earn 12 points per ₹200 on SpiceJet mobile application & website. Everything else earns 3 points per ₹200. Each point is worth about ₹0.25 when you redeem it well, so ₹10,000 of top category spend gives you 600 points, roughly ₹150, which is about 1.5% back. Fuel, Wallet loading, EMI transactions earn nothing at all.

Question 3

Does the SpiceJet Axis Bank Voyage Credit Card give free airport lounge access?

Accepted Answer

The SpiceJet Axis Bank Voyage Credit Card charges ₹750 plus GST as a joining fee and the same ₹750 again at renewal. There is no spend based waiver on this card, so the ₹750 is a fixed yearly cost you pay regardless of how much you spend.

Question 4

What changed on the SpiceJet Axis Bank Voyage Credit Card recently and is it still worth it in 2026?

Accepted Answer

Devalued (Jun 20, 2025 (lounge May 1, 2024)): T&C updated Jun 2025; lounge spend-based; SpiceClub value hurt by airline instability. The changes are dated Jun 20, 2025 (lounge May 1, 2024). At ₹3L of yearly spend the card returns roughly ₹3,000 at its general rate of about 1%, against a ₹750 renewal fee. That clears the fee, but not by much, so it is worth keeping only while your spending stays in the accelerated category.

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SpiceJet Axis Bank Voyage Credit Card

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