Card Details
Swiggy BLCK HDFC Bank Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹1,000
Annual Fee
₹1,000
Reward Type
Cashback
Card Access
Standard
Earn Points
10%
Cashback on Swiggy app spends (food, Instamart, Dineout)
5%
Cashback on select online merchants
1%
Cashback on other eligible spends
Benefits
10% cashback on Swiggy orders, Instamart and…
- Swiggy-centric rewards
- 10% cashback on eligible Swiggy transactions
- Cashback posts automatically as statement credit
- No cashback on Swiggy Money Wallet, Swiggy Minis, Swiggy Liquor or spends under ₹100
5% cashback on issuer-listed online brands
- Extra rewards on top e-commerce spends
- 5% cashback on eligible online categories
- Issuer provides curated merchant list
- Gift cards, grocery purchases and excluded MCCs do not qualify for 5% cashback
Complimentary 3-month Swiggy BLCK membership
What Users Are Saying
Community Feed
Mar 2026
“New Swiggy BLCK credit card - LTF”
by r/CreditCardsIndia, Mar 2026
“Requesting HDFC Swiggy Orange / Black users to share”
by r/CreditCardsIndia, Mar 2026
“HDFC is providing Swiggy Black as LTF”
by r/CreditCardsIndia, Mar 2026
“HDFC just split their Swiggy card in two!”
by r/CreditCardsIndia, Mar 2026
“Hdfc Swiggy credit card”
by r/CreditCardsIndia, Mar 2026
Things to Keep in Mind
Cashback is not applicable on Swiggy Money Wallet, Swiggy Minis, Swiggy Liquor or transactions below ₹100.
Gift cards, groceries and excluded MCCs do not earn the 5% cashback; fuel, rent, wallet loads, EMI, jewellery and government payments are excluded from cashback.
