Card Details
Swiggy Credit Card
Card Issuer
HDFC Bank
Joining Fee
₹500
Annual Fee
₹500
Reward Type
Cashback
Card Access
Standard
Changes to this card
Offers from HDFC Bank
See allEarn Points
10%
On swiggy app spends (food, instamart, dineout, genie)
5%
On selected online categories
1%
On other category spends
Benefits
10% cashback across Swiggy Food, Instamart,…
- 10% cashback on Swiggy app spends up to ₹1,500 per billing cycle
- 10% cashback on Swiggy Food, Instamart, Dineout and Genie transactions.
5% cashback on eligible online spends
- 5% cashback on selected online categories up to ₹1,500 per billing cycle
- 5% cashback on eligible online spends across multiple categories.
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, rent, wallet, emi, government
Estimated Returns
Swiggy app (Food, Instamart, Dineout, Genie)
cap 1500; min txn 249 from Apr2026
₹1,500
Other online spends
cap 1500
₹750
All other / offline spends
cap 500
₹0
Total Annual Return
₹27,000
7.5% Effective ROIThings to Keep in Mind
The card is transitioning to BLCK and Ornge variants with different fees, cashback rates, caps and welcome benefits.
The 10% Swiggy cashback is capped at ₹1,500 per month and excludes Swiggy Money Wallet, Swiggy Minis and Swiggy Liquor.
RBI-prescribed activation definition for welcome benefit may change from time to time.
Fuel, rent, EMI, wallet, jewellery and government-related transactions are excluded from cashback.
Cashback is subject to category-wise monthly caps.
