Card Details

1996 7554 4124 3278

Swiggy HDFC Ornge Credit Card

HDFCMASTERCARD

Card Issuer

HDFC Bank

Joining Fee

₹500

Annual Fee

₹500

Reward Type

Cashback

Card Access

Standard

Earn Points

10%

Cashback on Swiggy app spends (food, Instamart, Dineout, Genie)

5%

Cashback on select online merchants/categories

1%

Cashback on other eligible spends

Benefits

Food Delivery

10% cashback on Swiggy spends

  • Max rewards on Swiggy ecosystem
  • 10% cashback on Swiggy services
  • ₹1,500 monthly cap per billing cycle
  • No cashback on wallet loads or liquor orders
Shopping

5% cashback on select online brands

  • Extra savings on everyday online spends
  • 5% cashback across listed MCCs
  • ₹1,500 cap per billing cycle
  • Verify merchant MCC eligibility before spending

What Users Are Saying

Things to Keep in Mind

₹1,500 monthly cap on both 10% and 5% cashback categories and ₹500 cap on 1% category; spending over these limits earns nothing extra.

Swiggy Money Wallet, Swiggy Liquor, and Swiggy Minis do not earn cashback.

Welcome benefit tenure varies: HDFC advertises 12 months of Swiggy One while other sites still mention 3 months.