Card Details

1996 7554 4124 3278

Swiggy HDFC Ornge Credit Card

HDFCMASTERCARD

Card Issuer

HDFC Bank

Joining Fee

₹500

Annual Fee

₹500

Reward Type

Cashback

Card Access

Standard

Offers from HDFC Bank

See all

Earn Points

5%

Cashback on swiggy app spends (food, instamart, dineout; min txn ₹249; ₹1,500/cycle limit shared with online)

5%

Cashback on select online merchants/categories (shared ₹1,500/cycle limit)

1%

Cashback on other eligible spends (max ₹1,000/cycle; excl. fuel, rent, jewellery, govt, gaming, education, emi, wallet)

Benefits

Food Delivery

5% cashback on Swiggy spends (Food, Instamart,…

  • 5% cashback on Swiggy app spends: Food, Instamart and Dineout (min ₹249 a transaction)
  • ₹1,500 cap per billing cycle on the 5% cashback categories
  • No cashback on Swiggy Money Wallet or Swiggy Liquor
Shopping

5% cashback on select online brands

  • Extra savings on everyday online spends
  • 5% cashback across listed MCCs
  • ₹1,500 cap per billing cycle
  • Verify merchant MCC eligibility before spending

Things to Keep in Mind

₹1,500 monthly cap on both 10% and 5% cashback categories and ₹500 cap on 1% category; spending over these limits earns nothing extra.

Swiggy Money Wallet, Swiggy Liquor, and Swiggy Minis do not earn cashback.

Welcome benefit tenure varies: HDFC advertises 12 months of Swiggy One while other sites still mention 3 months.