Card Details






Card Issuer
SBI Card
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Type
Reward Points
Card Access
Standard
Watch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
3 Rp/₹100 (3x)
On departmental & grocery stores
3 Rp/₹100 (3x)
On dining
3 Rp/₹100 (3x)
On international spends
1Rp/₹100
On other retail spends
8 domestic lounge visits per year
2% value back at Croma and croma.com
1% fuel surcharge waiver
₹3,000 e-gift voucher welcome + anniversary…
₹3,000 e-gift voucher at each of ₹4 lakh and ₹5…
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel
Estimated Returns
Tata retail outlets (select)
up to 5%
₹1,500
Croma
2%
₹0
Departmental, grocery, dining & international
3%
₹0
All other retail spends
1%
₹0
Total Annual Return
₹18,000
Anniversary gift voucher eligibility requires ₹2 lakh prior-year spend.
Fuel surcharge waiver applies only for ₹500–₹4,000 transactions and is capped at ₹250 per statement cycle.
Domestic lounge benefit is capped at 2 visits per quarter within 8 visits per year.
Card content/services are governed by SBI Card policies and terms after redirect.






SBI Card
I found my
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