Question 1

What is the annual fee on the Tata Neu Infinity HDFC Bank Credit Card and how do you get it waived?

Accepted Answer

The Tata Neu Infinity HDFC Bank Credit Card charges ₹1,499 plus GST as a joining fee and the same ₹1,499 again at renewal. HDFC Bank waives the renewal fee if you spend ₹3L in the previous year, which is about ₹25,000 a month. If your card spend sits below that, treat ₹1,499 as a real yearly cost that your rewards have to clear first.

Question 2

How much cashback does the Tata Neu Infinity HDFC Bank Credit Card give?

Accepted Answer

The headline rate is 10% back as NeuCoins on the Tata Neu app/website. This includes a 5% base earning and an and similar spends. Everything else earns 5% back, so ₹10,000 of general spend gives you ₹500 a month. Fuel, Wallet loads, Gift or Prepaid Card load, Voucher purchase earn nothing at all.

Question 3

Does the Tata Neu Infinity HDFC Bank Credit Card give free airport lounge access?

Accepted Answer

The Tata Neu Infinity HDFC Bank Credit Card charges ₹1,499 plus GST as a joining fee and the same ₹1,499 again at renewal. HDFC Bank waives the renewal fee if you spend ₹3L in the previous year, which is about ₹25,000 a month. If your card spend sits below that, treat ₹1,499 as a real yearly cost that your rewards have to clear first.

Question 4

What changed on the Tata Neu Infinity HDFC Bank Credit Card recently and is it still worth it in 2026?

Accepted Answer

UPI 1.5%→0.5% (Aug 2024); utility/telecom caps; spend-based lounge (Jun 2025); 12-month NeuCoin expiry (Aug 2025). The changes are dated Aug 2024-Aug 2025. At ₹3L of yearly spend the card returns roughly ₹4,500 at its general rate of about 1.5%, against a ₹1,499 renewal fee. Keep it if you clear the ₹3L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

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Tata Neu Infinity HDFC Bank Credit Card

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