Card Details






Card Issuer
SBI Card
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Type
Reward Points
Card Access
Standard
Watch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
5% Neucoins
On non-emi spends on tata neu app/website and partner tata brands
Up to 5% extra neucoins
On select categories on tata neu app/website
5%
On bigbasket (max ₹2,000/mo)
5%
On insurance (max ₹2,000/mo)
4 Intl Lounge Visits/Year via Priority Pass
5% Neucoins at Tata Brands (Croma, Bigbasket+)
5% Cashback on Insurance
5% Neucoins Back at Taj Hotels
5% Neucoins Back on Air India Express
1.99% Forex Markup
1% Fuel Surcharge Waiver at Petrol Pumps
5% Neucoins (2000/Mo) With Neu App
Up to 10% Extra Neucoins on Bigbasket Spends
Up to 10% Neucoins at Taj/Vivanta Hotels
24X7 Concierge Lifestyle Assistance
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, rent, government, online gaming
Estimated Returns
Tata Neu app & partner Tata brands
5% NeuCoins
₹1,500
Select categories via Tata Neu app (booster)
situational +5%
₹0
UPI spends (RuPay)
cap 500/mo
₹0
All other spends
Grocery2000 Utility2000 Telecom2000 Insurance2000
₹0
Total Annual Return
₹18,000
High reward rates of 5-10% are restricted to transactions on the Tata Neu app or with specific partner Tata brands.
Rewards are issued as NeuCoins, which are redeemable only within the Tata ecosystem and not as direct statement credit or cash.
Accelerated rewards on Grocery, Insurance, Utility, and Telecom/Cable are each limited at 2,000 NeuCoins per month.
Rewards on UPI transactions are limited at 500 NeuCoins per month.
Complimentary domestic lounge access requires a minimum spend of ₹75,000 in the preceding calendar quarter.






SBI Card
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