Card Details
Tata Neu Infinity SBI Card
Monzy Score
8.5/ 10
Excellent for online shoppers.
Strong ~10% back in its core category.
Card Issuer
SBI Card
Joining Fee
₹1,499
Annual Fee
₹1,499
Reward Type
—
Card Access
Standard
Offers from SBI Card
See allNeelkanth: Up to ₹6500 Instant Discount
Exclusive Discounts · till 12 Sep 2026
Pai-International: Up to Rs 16000 Instant Discount at PAI International
Exclusive Discounts · till 13 Sep 2026
Pittappillil: Up to Rs 10000 Instant Discount at Pittappilill Agencies
Exclusive Discounts · till 13 Sep 2026
Myg: Up to Rs 16000 Instant Discount Offer – myG Mobiles
Electronics Deals · till 15 Sep 2026
Amazon: 10% Instant Discount at Amazon
Shopping Deals · till 18 Sep 2026
Earn Points
10%
On Select Tata Neu App Partners
5%
Extra Off on Tata Neu App
5%
On Bigbasket (max ₹2,000/Mo)
5%
On Insurance (max ₹2,000/Mo)
Benefits
4 Intl Lounge Visits/Year via Priority Pass
- 8 Domestic Lounge Visits/Year
5% Neucoins at Tata Brands (Croma, Bigbasket+)
- 5% Neucoins Back on Tata 1Mg Medicines
- 1499 Neucoins Welcome Bonus
- 10% Neucoins on Tata Neu App Partners
- 1.5% Neucoins on Non-tata Spends & Upi
5% Cashback on Insurance
5% Neucoins Back at Taj Hotels
5% Neucoins Back on Air India Express
1.99% Forex Markup
1% Fuel Surcharge Waiver at Petrol Pumps
5% Neucoins (2000/Mo) With Neu App
Up to 10% Extra Neucoins on Bigbasket Spends
Up to 10% Neucoins at Taj/Vivanta Hotels
24X7 Concierge Lifestyle Assistance
Reward Calculator
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, rent, government, online gaming
Estimated Returns
Tata Neu app & partner Tata brands
5% NeuCoins
₹1,500
Select categories via Tata Neu app (booster)
situational +5%
₹0
UPI spends (RuPay)
cap 500/mo
₹0
All other spends
Grocery2000 Utility2000 Telecom2000 Insurance2000
₹0
Total Annual Return
₹18,000
5% Effective ROIWhat Users Are Saying
Community Feed
Jul 2025
“Is Tata Neu Infinity SBI Worth it?”
by r/CreditCardsIndia, Jul 2025
“Clarifications on Tata Neu Infinity SBI Credit Card”
by r/CreditCardsIndia, Jul 2025
“SBI TATA Neu Infinity”
by r/CreditCardsIndia, Feb 2026
“TATA NEU INFINITY IS USELESS IF YOU ALREADY”
by r/CreditCardsIndia, Oct 2025
“SBI Tata Neu Infinity (RuPay) Rejected → Offered Plus”
by r/CreditCardsIndia, Mar 2026
Frequently Asked Questions
The Tata Neu Infinity SBI Card charges ₹1,499 plus GST as a joining fee and the same ₹1,499 again at renewal. SBI Card waives the renewal fee if you spend ₹3L in the previous year, which is about ₹25,000 a month. If your card spend sits below that, treat ₹1,499 as a real yearly cost that your rewards have to clear first.
Things to Keep in Mind
High reward rates of 5-10% are restricted to transactions on the Tata Neu app or with specific partner Tata brands.
Rewards are issued as NeuCoins, which are redeemable only within the Tata ecosystem and not as direct statement credit or cash.
Accelerated rewards on Grocery, Insurance, Utility, and Telecom/Cable are each limited at 2,000 NeuCoins per month.
Rewards on UPI transactions are limited at 500 NeuCoins per month.
Complimentary domestic lounge access requires a minimum spend of ₹75,000 in the preceding calendar quarter.
