Question 1

What is the annual fee on the Tata Neu Infinity SBI Card and how do you get it waived?

Accepted Answer

The Tata Neu Infinity SBI Card charges ₹1,499 plus GST as a joining fee and the same ₹1,499 again at renewal. SBI Card waives the renewal fee if you spend ₹3L in the previous year, which is about ₹25,000 a month. If your card spend sits below that, treat ₹1,499 as a real yearly cost that your rewards have to clear first.

Question 2

How much cashback does the Tata Neu Infinity SBI Card give?

Accepted Answer

You get 10% back on select categories on Tata Neu App/Website. Other eligible spends earn 1.5%. On ₹10,000 of spend in the top category that is ₹1,000 back, so about ₹12,000 a year if you hit it every month. EMI transactions, Cash advances, Balance transfers, Wallet loads earn nothing at all.

Question 3

Does the Tata Neu Infinity SBI Card give free airport lounge access?

Accepted Answer

The Tata Neu Infinity SBI Card gives 8 complimentary domestic lounge visits a year, usually capped at 2 per quarter. International lounge visits are capped at 4 a year. Access is not automatic any more, because you need ₹75,000 of spend in the previous quarter before the visits become available, which is ₹25,000 a month.

Question 4

What changed on the Tata Neu Infinity SBI Card recently and is it still worth it in 2026?

Accepted Answer

Lounge access requires ₹75k previous-quarter spend. The changes are dated 2025. At ₹3L of yearly spend the card returns roughly ₹4,500 at its general rate of about 1.5%, against a ₹1,499 renewal fee. Keep it if you clear the ₹3L waiver spend and your spending really sits in the accelerated category. Drop it at renewal if you do not.

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