Card Details
Card Issuer
HDFC Bank
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
2%
As neucoins on non-emi tata neu + partner tata brand spends
5%
Additional neucoins on selected categories
1%
As neucoins on non-tata brand spends and merchant emi spends
1%
Up to 1% on eligible upi spends (0.25% + additional 0.75% via tata neu upi id)
2% back as NeuCoins on Tata Neu and eligible…
UPI-linked NeuCoins earning up to 1%
1 complimentary domestic lounge voucher per…
1% fuel surcharge waiver
Additional 5% NeuCoins on Tata Neu applies only on selected categories and excludes Bill Payment (Tata Pay), Tanishq, Cult.fit, Air India, and Tata Play.
Tata Pay bill payments, Tanishq, Cult.fit, Air India and Tata Play are excluded from the additional 5% NeuPass reward.
UPI NeuCoins are capped at 500 per calendar month.
NeuCoins are not earned on fuel, wallet, rental, government and online gaming transactions.
Grocery, utility, telecom, cable and insurance NeuCoins have monthly caps.
Education payments through third-party apps do not earn NeuCoins.