Card Details






Card Issuer
SBI Card
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Type
Reward Points
Card Access
Standard
Watch-Centre: Up to Rs 4000 Instant Discount
Exclusive Discounts · till 28 Oct 2026
Electrokraft: Up to Rs 5000 Instant Discount
Electronics Deals · till 28 Oct 2026
Apna-Mart: Up to 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Monte Carlo: 5% Extra Cashback
Exclusive Discounts · till 29 Oct 2026
Gupta Distributors: Up to RS 5000 Instant Discount
Exclusive Discounts · till 30 Oct 2026
7.5% Cashback
On world of titan, taneira, titan eye+, helios, fastrack, skinn, irth & sonata (max ₹10,000/quarter)
5% Cashback
At mia, caratlane & zoya (max ₹10,000/quarter)
3% Value back
At tanishq as gift vouchers (max ₹25,000/quarter)
6 Rp/₹100
On all categories outside titan brands
Up to 7.5% cashback/value-back at Titan…
8 domestic and 4 international lounge visits…
Annual fee reversal at ₹3 lakh annual spends
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, rent, utilities
Estimated Returns
Tanishq spends
3% vouchers at Tanishq, quarterly cap 25000 (~8333/mo).
₹900
Mia / CaratLane / Zoya spends
5% value-back, quarterly cap 10000 (~3333/mo).
₹0
all other (non-Titan) spends
6 RP/100 (1.5%).
₹0
Total Annual Return
₹10,800
Conflicting reward grids are visible on the official page (6 RP/₹100 all other categories vs 10 RP/₹100 on select categories and 2 RP/₹100 on others).
Reward accrual exclusions include fuel, wallet upload, property rental, and utilities.
Titan-brand cashback/value-back offers mention quarterly cap applicable without numeric caps in fetched text.
Information is marked correct as per July 2023 and subject to change by SBI Card.
The SBI Card product-page information is dated July 2023 and subject to change.






SBI Card
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