Card Details






Card Issuer
SBI Card
Joining Fee
₹2,999
Annual Fee
₹2,999
Reward Type
Reward Points
7.5% Cashback
On world of titan, taneira, titan eye+, helios, fastrack, skinn, irth & sonata (max ₹10,000/quarter)
5% Cashback
At mia, caratlane & zoya (max ₹10,000/quarter)
3% Value back
At tanishq as gift vouchers (max ₹25,000/quarter)
6 Rp/₹100
On all categories outside titan brands
Up to 7.5% cashback/value-back at Titan…
8 domestic and 4 international lounge visits…
Annual fee reversal at ₹3 lakh annual spends
Mpj: Up to Rs 5000 Extra Cashback
Exclusive Discounts · till 6 Nov 2026
Kesavji: Up to Rs 5000 Instant Discount
Exclusive Discounts · till 6 Nov 2026
Palmonas: Up to Rs. 3,000 Extra Cashback.
Exclusive Discounts · till 6 Nov 2026
Value Plus: Up to ₹ 20000 Instant Discount
Exclusive Discounts · till 6 Nov 2026
Verma Jewellers: Up to ₹5000 Cashback Offer
Exclusive Discounts · till 7 Nov 2026
NOTE: Enter your monthly spends to see
projected returns.
Excluded: fuel, wallet, rent, utilities
Estimated Returns
Tanishq spends
3% vouchers at Tanishq, quarterly cap 25000 (~8333/mo).
₹900
Mia / CaratLane / Zoya spends
5% value-back, quarterly cap 10000 (~3333/mo).
₹0
all other (non-Titan) spends
6 RP/100 (1.5%).
₹0
Total Annual Return
₹10,800
Conflicting reward grids are visible on the official page (6 RP/₹100 all other categories vs 10 RP/₹100 on select categories and 2 RP/₹100 on others).
Reward accrual exclusions include fuel, wallet upload, property rental, and utilities.
Titan-brand cashback/value-back offers mention quarterly cap applicable without numeric caps in fetched text.
Information is marked correct as per July 2023 and subject to change by SBI Card.
The SBI Card product-page information is dated July 2023 and subject to change.






SBI Card
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