





Card Issuer
Union Bank of India
Joining Fee
₹499
Annual Fee
₹499
Reward Type
Reward Points
Card Access
Standard
2 pts/₹100
Reward points on every ₹100 spent (1 pt = ₹0.25)
2000 pts
Bonus for each ₹50k spend beyond ₹2 lakh annually
Health-focused RuPay card with lounge access, milestone rewards, and UPI support.